Pre Retirement Income

Planning for your life after work

A lot of people find pensions a confusing and complex topic; and ever-changing pension legislation doesn’t help. Working in partnership with you, your financial consultant can help you decide on the right course of action for you. How much you need to save, the type of savings vehicles best suited to your needs, where you should invest, and what to do with any existing policies you have, are just some of the key issues we will help you consider.

This could comprise tax-efficient options such as personal pensions or self-invested personal pensions (SIPPs), and individual savings accounts (ISAs), as well as a wider range of savings options, depending on your personal circumstances.

Once we have your pension plans in place, we will then help you to make sure your funds are invested and managed in a way that helps you meet your objectives.

Past performance is not a reliable indicator of future performance.

The value of investments and income from them may go down. You may not get back the original amount invested.

A pension is a long-term investment. The fund value may fluctuate and can go down.

Eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.