Terms and Conditions

WK Financial Planning disclosure statements:
WK Financial Planning Limited is an Appointed Representative of Fidelius Ltd. Fidelius Ltd is authorised and regulated by the Financial Conduct Authority. Our FCA reference number is 525955.

WK Financial Planning Limited registered office is:  Bridge House, London Bridge, London SE1 9QR

Company registration number is 07146887 ENGLAND

Contact details:

Correspondence Address:

1St Floor,
20 Little Britain,
London EC1A 7DH

Telephone: 0203 651 5888/0845 3373301

Email: advice@wkfp.co.uk

Risk Warnings

INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS. ANY LEVELS AND BASES OF, AND RELIEFS FROM, TAXATION ARE SUBJECT TO CHANGE.

THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

PAST PERFORMANCE IS NOT A RELIABLE INDICATOR OF FUTURE PERFORMANCE.

A PENSION IS A LONG-TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.

Terms & Conditions
Please take a minute to read, it’s your responsibility to follow the legal requirements.

Introduction
The use of this website is subject to the following Terms and Conditions. By accessing this website you agree to be bound by the Terms and Conditions set out below.

These terms-of-use are a legal agreement between us and describe the terms and conditions applicable to your use of our website and the services we offer. You must read, agree with and accept all of the terms and conditions contained in this agreement and our Privacy Policy.

This agreement includes those terms and conditions expressly set out below and those incorporated by reference. We strongly recommend that you also access and read any other information contained on other pages or websites referred to in this notice, as they may contain further terms and conditions that apply to you. Please also refer to our Privacy Policy.

Complaints Procedure
We aim to satisfy the requirements of all of our customers as efficiently as we can, but we do realise that at times things may go wrong. When they do we will put them right as soon as possible. If you have a complaint please contact us.

The Financial Ombudsman Service
The Financial Ombudsman Service(FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Trademarks / Copyrights / Restrictions
This website and all materials on it, including, but not limited to, images, are the sole property of WK Financial Planning Limited (WKFP) and are protected from unauthorised copying and dissemination by copyrights law, trademark law. You may not reproduce, republish, upload, post, transmit, or distribute in any way whatsoever any materials from www.wkfp.co.uk without the prior written permission of WKFP.

Acceptable Use
You acknowledge that you are responsible for all communications sent via or to this website and agree your use of this website for proper and lawful purposes only.

You will not carry out any act or omission or procedure which would:

  • Damage, delay interrupt or impair the use of this website or it’s software
  • Cause any illegal, offensive, defamatory material to be placed on or associated with this website
  • Be in breach of any copyright trademark, privacy, confidence, or any other third party; or
  • Cause any inconvenience ti its employees, servants, agents, software and other suppliers or any other third party (including, without limitation, creating or procuring software viruses, chain letters, unsolicited communication and “spam”).

In the event that you breach any of these Terms and Conditions, you will indemnify and keep indemnified WKFP, employees, servants, agents, professional advisors, suppliers and affiliates from time-to-time against all damages, losses, claims, costs, charges, awards, orders, judgments and other liabilities suffered or threatened as a result of a breach of these conditions.

Indemnity
You agree to indemnify and hold us and our affiliates and agents and their respective officers, directors and employees harmless from any claim or demand, including legal fees, made by any third party due to or arising out of your breach of this agreement or your violation of any law or rights of a third party.

Termination and Suspension
We may immediately issue a warning and deny your access to all or part of the website or refuse to provide our services to you without notice if:

  • You are in breach of any part of this agreement
  • We cannot, for any reason, verify or authenticate any information you provide us
  • We believe that your actions may cause legal liability for us, you, or any other user.

General
These Terms and Conditions set forth the entire understanding and agreement between us.

We may amend these Terms and Conditions at any time by posting an amended agreement on our website. Any amended Terms and Conditions will govern new user registrations from the date that it is posted and existing users will be bound by the amended agreement after the expiry of 14 days following the date of posting.

Nothing in these Terms and Conditions shall create or be construed to imply any agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and us. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.

If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck out and the remaining provisions shall remain in full force and effect.

You cannot assign this agreement but we may assign it at our sole discretion.

Our failure to act with respect to a breach by you or others shall not be considered as a waiver of our right to act with respect to subsequent or similar breaches. Any person who is not a party to this agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this agreement. This does not affect any right or remedy generally available to such a third party in law or otherwise.

Governing Law

These Terms and Conditions are governed by and construed in accordance with English law and you agree that the English courts will have exclusive jurisdiction for any dispute under this agreement.
The laws of your country may be different from English law and there may be additional legal requirements for you to use our website or services. You must comply with all applicable local and international laws, statutes, ordinances and regulations regarding your use of our website and services.
We cannot monitor the laws of every country and it is your responsibility to ensure that your use of our website and services is legal.